We are a boutique firm of registered investment advisors with over 35 years experience in assisting wealth accumulation, and protection, for privileged clients all across the United States. We offer personalized attention and care to all our clients that goes well beyond finding good ways to invest your money.

Whether you are seeking an solid income in retirement, or growth on an initial investment, we work with you to balance security and yield in the way you best prefer. We trade proactively on your behalf to ensure your portfolio is at an optimum position for your needs at all times.

Let us help you put your money to work. You can set up an account with us, or transfer an existing account, by clicking on the button below. Or you can phone us on (361)853-4101 to discuss your needs directly with an advisor.

Latest Commentary

Yes, Retirement Still Possible...
Though retirement account portfolios are down, they are not out. Accounts may need to be re- diversified, and workers may have to work longer but retiring is still within reach.
 
Investors who are within five years of retirement can recoup losses and attain their retirement goals IF they diversify their portfolios AND defer retiring for a few years, according to research by Financial Engines, Investment Analysis and Research.
 
Those who panicked and moved their investments to an all-cash or conservative fixed-income portfolio are more likely to have to delay retirement for an estimated four years and increase their savings.
 
For many, delaying retirement can position retirees back on track. They may have to increase their savings. For example, a 60-year-old who earns $75,000 annually will have to increase their savings rate to 45%, from 9%, on average in order to retire at 65. However, if they DELAY retirement until age 67, they will not need additional savings.
Granted, participants are not going to be able to overcome the damages suffered in 2008 purely through different asset allocation, but they are not completely at the mercy of future market performance.
 
This is best time to evaluate risk tolerance-having experienced the declines in 2008 and the beginning of this year- because there is a clearer picture of just how much risk one can handle.
 
Now the bigger decision is in the hands of investors. Can you afford retirement now or is it in your best interest to work awhile longer?  
 
If you are interested in reallocating your assets, consult an adviser who is experienced in this area. For a free consultation, call Warren Financial Services, LLC. (361) 853-4101.